Express Loans 24/7 | Fast E-Transfer In Minutes (2023)


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Express Loans Online

Get an Express Loan Of Up To $1500

Express loans are instant online personal loans that can provide you the funds you need quickly, securely and efficiently. When you need money fast and cannot wait, there’s often no better choice as you’ll usually have the money within an hour. They can be a real lifesaver.

These type of express payday loans can quickly provide you with the funds you need, without restriction on how they can be used. Unlike traditional credit applications, the loan application process, approval, and funding for instant payday loans online are super-fast. Speed and convenience are the hallmark for these kinds of loans, making them a perfect fit for the way most Canadians live their busy lives.

Read on to learn more about the benefits of express payday loans online and how you can get approved for them from a licensed, trusted industry leader.

It always seems like surprise bills and expenses pop up when you least expect them. One minute, everything’s going great, and the next thing you know, you’ve got a major financial headache. Maybe your refrigerator decided to stop working, or your heater just stopped working in the middle of a harsh cold Canadian winter. Even good surprises, like an engagement or your child getting interested in a new sport can all result in unplanned expenses that can put a strain on your finances. Naturally, when money is tight, Canadians turn to rapid loans for fast, easy access to the funds they need.

That’s just not helpful when Canadians need emergency loans. Your money needs are urgent, and your money lender should be just as quick in approving you for the funds that you need. Online loans take just minutes to apply for and get you the cash you need the same day.

Customers can obtain quick easy loans from iCASH and receive up to $1,500 in under an hour. Now that’s fast and all your financial obligations can now be met. In the time it takes to read this page, you could complete your loan application and get approved. That’s the power of quick money loans, getting you the funding, you need as fast as possible.

With a cash express loans, you can choose your loan amount, preferred repayment options* and if you qualify, get instant approval. There’s no minimum credit score requirement, either. In fact, many of our clients apply for online personal loans for bad credit and get approved.

Applying is easy and doesn’t influence your credit. Since the loan application is completed online, you can apply 24 /7, day or night.

Online loans with instant approval provide you the funds you need via e-transfer within 5 minutes after being approved. The loan is then repaid automatically based on your chosen repayment plan*. Everything is clearly spelled out in your loan agreement.

As a company, we are committed to transparent lending, letting you know the full cost of borrowing, without any hidden fees. It’s really that simple.

With express loans, you’ll get your money fast so you can quickly get back on track with living your life.



Borrow and Save!
Get up to 20% in Cashback!*

iCASH offers a unique Cashback program to reward its customers. You can get back up to 20% of the cost of borrowing paid once your express loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!*

Express Loans 24/7 | Fast E-Transfer In Minutes (1)

Get up to $1,500!

Try our mobile application!

Sign up with our free mobile loan app and access your account anywhere, 24/7.

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How to apply for an Express Loans?

Apply Online

Express Loans 24/7 | Fast E-Transfer In Minutes (2)

Start your express loan online application and provide basic information, choose your loan amount, terms, and hit submit.

Express Loan Approval

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Our software will review your loan application and provide a decision almost instantly 24 / 7.

Sign Your Express Loan Agreement

Express Loans 24/7 | Fast E-Transfer In Minutes (4)

Sign your loan agreement and send it back to us. Your money will be sent within 5 minutes via e-transfer.

Maximum repayment period 62 days. APR is 109.50%. On a $500 loan of 14 days, the total cost of borrowing is $75, with a total payback amount of $575 and an APR of 391.07%. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $17 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.

+ 200 000
members since 2014

of approved applications

4.9out of5
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Express Loans 24/7 | Fast E-Transfer In Minutes (10)Traditional Payday LendersLenders with brokerage fee
Flexible repayment plans*
Offers cashback program for more savings*
Free membership benefits
No hidden charges
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Express Payday Loans Online

Express Loans Online

Express loans online are the perfect choice when money is needed urgently. Traditional loans can take quite a bit of time to apply for, get approved for, and ultimately to receive your money. The wait can be extremely stressful in and of itself and the delay between when the funds are needed and when you get them can wreak havoc with your finances.
That’s why more and more people are gravitating to instant money loan. The entire process can take less then 30 minutes. That’s less time than it would take to drive to and from a bank or traditional lender in many cases.
Because we provide express loans and use advanced software for the loan approval process, our speed can’t be beat.
Applying for an instant payday loan is one of the fastest and easiest ways to borrow money in Canada today and it’s even faster after your initial application as your information is saved to your account, so applying in the future for a rapid loan takes just a few minutes. Now that’s what you call fast loans.

Convenience of Express Loans Online

iCASH offers affordable express loans online with an easy online application, speedy service with a funding process that’s incredibly easy and convenient. If you’ve ever made a purchase online and filled out a shipping form, you’re totally ready to apply. That’s because that’s really all it takes, a few online forms, clicks, and you’re good to go!
The entire application, approval, and funding process takes place online. There’s no branch to visit. There are no document requirements, and you never need to fax or mail anything to us. Likewise, you don’t need to worry about sending in a check for repayment – it’s all automatic. All of those things save you time, of course, but also offers you tremendous convenience.
We’ve made a great effort to make the entire process for our instant approval loans as easy as possible. You can apply from anywhere, at any time, on your schedule, and get cash when it’s needed most.
Speed, convenience and quality, a winning combination.

Flexible Express Loans

In an effort to deliver on speed, express loans are entirely flexible and customizable. You choose the amount, from as little as $100 to as much as $1,500. You also have the flexibility to select a repayment plan*, either a single, lump-sum repayment, or 2 or 3 payments*. Pick the option that makes the most sense for you and your unique financial situation.
By offering the best online payday loan service, we don’t charge you more for choosing the payment plan, either. We want to help you improve your finances, pay your bills, and live a better life. That’s the whole point of quick money loan in the first place.

Can I get an express loan fast with no credit check?

Most payday or express loans that advertise “no credit check” still require you to do a lot of work. You have to visit a lender’s office location, fill out a lot of paperwork, provide proof of your income and other information, and more. Then, you have to sit around, waiting for your approval and your money. All that effort and waiting is frustrating, especially when cash is needed quickly – the whole point of a quick money loan in the first place!
iCASH offers an alternative to this old, outdated method of obtaining loans. You don’t need to visit an office – there are none! To borrow money online quickly, just complete the loan application online, your smartphone or the loan app. It takes just minutes.
Approval decisions are fast, too, so there’s no waiting. And receiving your money? That’s also super-fast, with e-transfers available within 5 minutes following digital signing of your loan agreement.

How does an Express Loan affect my credit?

Express loans do not directly have any kind of influence on your credit score. The traditional credit reports at the major credit bureaus don’t record or track these kinds of loans. And, when you apply for them, it doesn’t affect your credit score, either.
However, certain types of credit history reports from specialized credit reporting agencies may capture data about your loan history. It can then be used and referenced by lenders when you apply for other type of loans down the road, but it does stay off your regular credit report and score.
Another way in which these types of express loans can affect your credit score is if you fail to repay the loan on time. If your loan goes to a collection’s agency or debt collector, then the debt and delinquency is usually reported to the major credit bureaus.
This is the only way that a payday advance loan will impact your credit score and it’s entirely preventable. Simply pay back your loan on time, as agreed to in your agreement. Then, you won’t run into any problems with your credit report or credit score.

(Video) How to Get a Loan Straight To My Direct Express Card?

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  • How to qualify for an express payday loan?
  • How can I get an express loan with bad credit?
  • Can I get an express loan the same day?
  • Which loan company is best for express payday loans?
  • Who can I contact regarding my express loan?

How to qualify for an express payday loan?

If you meet the basic requirements, then you’ll qualify, and express loans online are the perfect choice for you. All you have to do is to start filling out the application online!

  • You must be at least 19 years old.
  • You must be a Canadian citizen, residing in one of the provinces we service – specifically Alberta, British Columbia, New Brunswick, Ontario, Manitoba, Nova Scotia, or Prince Edward Island.
  • You must have been receiving the same source or mix of income for at least the past 3 months.
  • You must have a net income of at least $800/month.
  • Own a Canadian bank account, opened for at least 3 months, with access to online banking features.
  • Have a valid mobile phone, email address, and home address.

How can I get an express loan with bad credit?

There are no minimum credit score requirements to get an express loan. While a credit check is performed as part of the approval process, it’s just one of many things that we look at and having bad credit is not disqualifying.Even if you have limited or bad credit, that does not stop you from getting a quick money loan.

We believe that you’re more than just a number. Too often, credit scores are used as a substitute for thorough vetting and analysis of potential borrowers by online lenders.

Our main consideration in the lending decision is whether or not you have the financial means to repay your express loans. We don’t believe you should be excluded from getting the urgent funds that’s needed because of your credit history.

While no lender can offer guaranteed payday loan approval, we can promise you that we will never reject your application solely based on credit score.

Can I get an express loan the same day?

With an express loan in Canada, you can get the money you need that same day any time of day, any day of the week, any week of the year. Since everything is done online and is automated, round-the-clock service is possible.

You can apply whenever you want, and your approval is handled by our software. The loan agreement is made available digitally and requires only a digital signature that takes just seconds to complete through our website.

And then the funds are released so they’re available that same day, not just during traditional “bank hours.” If you choose the e-transfer option, funds from express loans are available in 5 minutes following receipt of your signed loan agreement. They’re not called “express” for nothing!

Which loan company is best for express payday loans?

As a leader in the industry, iCASH is considered the best online express payday loans in Canada. It is the preferred choice for many of our customers, for a variety of different reasons. The speed and convenience as well as affordable competitive interest rates are two more reasons. As a bonus perk, a cash back rewards program that is very appealing to many customers.

But beyond all that, a commitment to quality and service. We want to grow a relationship with you as a customer. When you choose iCASH, we want to earn your trust, respect, and keep you as a customer.

Towards that end, iCASH is a licensed and certified direct-to-consumer lender. That means we’re regulated by the provincial government authorities in every province in which we operate. Many of our competitors can’t say the same which leaves many consumers with little protection and little recourse if there is a dispute or issue.

As a Canadian based company, we comply with all Canadian laws, embodying Canadian values like trust, honesty, transparency, ethics, and responsibility.

We’re here to earn your trust and serve Canadians with all of their needs.

Who can I contact regarding my express loan?

A team of dedicated and knowledgeable customer experience advisors that are available by phone and e-mail to help you. We also have an online knowledge base of articles and payday loan FAQs that answer the most common questions about your options when it comes to express payday loans. Most people find the answers they’re seeking within these resources, which we provide for your convenience. So much of our online lending process is automated, that we figured a help option should be as well.

But we recognize and respect that sometimes, you just need to talk to a real person. Please, feel free to reach out and contact iCASHs, and we’ll be happy to address any questions, concerns, or issues you may be having. Our team is based in Canada and speak both official languages. They are available from 9 am to 9 pm Eastern time Monday to Friday, 9 am to 5 pm Eastern time on Saturdays, and 12 pm to 5 pm Eastern time on Sundays.

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How long do e-transfer loans take? ›

The option to “Send to Account” will take anywhere from 24 hours to 10 business days to transfer. The option to “Send for Cash Pick-up” takes 2-4 hours. The option to “Send to Card” takes 24-48 hours (if the recipient is in the U.S., it takes 2-4 hours).

Can you e-transfer 24 7? ›

Interac e-Transfers® can be done anytime, day or night, weekends or holidays. Recipients are notified by email usually within 30 minutes after an e-Transfer is sent, and funds are immediately available to be deposited into their account. Funds are withdrawn from the sender's account on submission of the e-Transfer.

What app let you borrow money instantly? ›

Cash advance apps like EarnIn, Dave and Brigit let you borrow a small amount from your next paycheck before you receive it. This quick fix may help if you need cash in an emergency, but it's smart to consider cheaper options before you borrow from an app.

Can I get a loan in minutes? ›

Several online personal loan networks can approve your loan application in minutes. The money, however, may not get deposited into your account until the following day. Here's a brief overview of several of the best options at your disposal — even if you have bad credit.

Do e transfers clear immediately? ›

Once the recipient accepts the transfer, the money is deposited directly into their account immediately. How long does the recipient have to accept an Interac® e-Transfer? The recipient has 30 days to accept an Interac® e-Transfer.

How long does a quick transfer take? ›

If both the sending and the receiving accounts belong to the same bank, the transfer will be made within the same day. Normally, when it comes to internal transfers, the amount will be available in the recipient's account instantly.

Which bank transfer takes 24 hours? ›

NEFT is available for use 24×7, 365 days. NEFT transactions that are done post usual banking hours are automated transactions and are initiated using 'Straight Through Processing (STP)' by the banks.

How long does MoneyGram e-transfer take? ›

Money sent from MoneyGram in the United States is typically ready for cash pickup within minutes after the transfer has been sent successfully. Regardless of the payment method used, timing is subject to operating hours, the destination country, availability, local laws and regulations and compliance requirements.

What is the 24-hour e-transfer limit? ›

The maximum amount you can send by Interac e-Transfer® is $3,000 per 24-hour period. The maximum amount you can send to another National Bank client is $3,000 per 24-hour period. The maximum amount you can send by international transfer online is $10,000 per transfer.

How do I borrow $400 from cash App? ›

We take a look at how Cash App Borrow works and how you can quickly borrow cash from Cash App when you need to.
How To Use Cash App Borrow
  1. Open the app and sign in.
  2. Click on your account balance.
  3. Click on 'Borrow'
  4. Tap on 'Unlock'
  5. Choose your repayment option.
  6. Agree and accept.

What app can loan me 250$ quick? ›

MoneyLion – Low cost $250 cash advances from a full-featured financial app. With MoneyLion Instacash, you can quickly borrow up to $250 with no credit check, no interest, and no monthly fee. Setup your MoneyLion account with InstaCash and you'll be instantly eligible for a $25 cash advance.

How can I get immediate money? ›

16 ways to find fast cash
  1. Sell something. If you have anything sitting around your house collecting dust, then you could turn it into cash. ...
  2. Pawn something. ...
  3. Sell unused gift cards. ...
  4. Access your paycheck earlier. ...
  5. Take on a freelance gig. ...
  6. Pet sit. ...
  7. Babysit. ...
  8. Ask for a loan from a family member or friend.
Nov 9, 2022

How can I get a personal loan immediately in one hour? ›

No reputable companies will send funds to you within minutes or even 1 hour after you apply. Personal loans are typically funded within 7 business days, and other options – like paycheck advance services – usually take a few business days.

How can I get a personal loan within minutes? ›

You can directly contact a bank/financial institution through its website and check your personal loan eligibility, interest rate, and EMI payable, after which you will be able to apply for the loan online. Once the loan application is approved, the amount will be disbursed to your bank account immediately.

How can I speed up my e-transfer? ›

e-Transfer Auto Deposit

If you're looking for even more speed when transferring funds electronically, setting up auto deposits with your financial institutions may work well. This involves setting up your account to receive e-Transfers automatically without the need for you to answer a security question.

How long does a 1000 e-transfer take? ›

It can take up to 60 minutes for an Interac® e-Transfer to arrive at a recipient's email address or mobile phone. The amount of time depends on internet connectivity, including the recipient's email system or mobile phone provider. The money is withdrawn from your account immediately.

How long does e-transfer direct deposit take? ›

Money being sent to a recipient registered for Autodeposit will take the same time as a regular Interac e-Transfer transaction. Most transfers will be sent in near real-time to within 30 minutes. Once the Interac e-Transfer notification arrives, the recipient will have instant access to the money.

Is fast transfer instant? ›

FAST is an electronic service that lets you transfer funds immediately between participating banks. For banks not participating in FAST, fund transfers will not be immediate and will be completed within 2-3 business days: For funds submitted before 8pm on a working day, funds will be available after 2 working days.

How instant is instant transfer? ›

While traditional transfers take a day or more, instant transfers happen immediately, usually within seconds. The difference in transfer timelines is due to batch and real-time payment processing.

How fast can an ACH transfer take? ›

ACH transfers are processed in batches throughout the day, they are not instantaneous. Also, the receiving bank may choose to hold the funds before releasing them to ensure the originating bank has sufficient funds. This means ACH transfers take an average of one to three business days to complete.

How can I transfer money from bank immediately? ›

You can either wire money through your bank or with a provider like Western Union. Wire transfers are usually completed within the same business day if not mere minutes, but they do have high fees as a result. Apps like Zelle and Popmoney let you send money to a recipient using your banking app.

Which account transfer is fast? ›

Understanding RTGS- Real-Time Gross Settlement

RTGS works out as the best payment method if you need to transfer an amount equal to or more than Rs. 2 lakh in real time. RTGS does not follow any specific processing method unlike NEFT; hence, the funds are settled in real-time, without any delay.

Are transfers available immediately? ›

Most domestic transfers are processed on the same day, and international transfers are typically completed within a few days (depends on country). You need to move large amounts of money. Though limits vary based on the money transfer provider, they tend to be high.

How fast is MoneyGram Express? ›

Pay the low $12.99 USD fee and keep the reference number that confirms your payment. Payment is processed at agent location within a short amount of time. Carnival's Revenue Accounting is notified of payment via MoneyGram. The transaction is usually received within 15 to 20 minutes.

How long does a Western Union transfer take? ›

Domestic money transfers are typically completed in 24 hours while international money transfers are completed in one to five business days.

How do I accept an e transfer from MoneyGram? ›

With thousands of agent locations worldwide, it's easy to receive money from a location near you.
  1. Find a location. Find a MoneyGram agent location near you.
  2. Complete the form, if applicable. If required, complete a simple receive form entering the reference number given to you by the sender.
  3. Receive your funds.

Why does my e-transfer have a limit? ›

Your Interac e-Transfer send limit is based on your client card's daily access limit. To learn more on what your individual limit is simply send us a secure email through the Online Banking Message Centre or call 1-800-769-2555.

How big of an e-transfer can I accept? ›

To receive funds, there is no daily, weekly or monthly limit. However, you can receive a maximum of $25,000 per transaction. It is possible to view the different limits when the transfer is sent. ®The Interac and Interac e-Transfer are registered trademarks of Interac Corp.

What is the receiving limit for e transfers? ›

Yes, there is a $25,000 limit per Interac e-Transfer sent. However, there are no limits for accepting (receiving) an Interac e-Transfer.

How to borrow on PayPal? ›

The process is easy:
  1. Select your loan amount. ...
  2. Choose the percentage of your PayPal sales that will go toward repaying your loan and fee.
  3. If approved, the loan amount is deposited to your PayPal account within minutes.
  4. Repay automatically with a percentage of each sale until your balance is paid in full.

Can everybody borrow on Cash App? ›

Cash App may not allow you to access Cash App Borrow features if you don't meet the requirements or have bad credit. The app will note how often you transfer money into your account, your credit history and other details to determine if you're eligible for a cash advance through their service.

Can you borrow from venmo? ›

Venmo clearly states on their website that the company does not offer loans to users. So don't fall for any scams.

How long does it take for an online loan to be deposited? ›

Online lender

Most will fund your loan within one to three business days. Next-day funding is commonly advertised — although this relies on when you apply and how your bank processes deposits.

How many days does it take for loan disbursement? ›

Loan Disbursal

After approval, it may take 1-2 working days to disburse a personal loan. Some lenders will also send the cheque by mail to your home. Nowadays, most lenders deposit the loan amount directly into the borrower's bank account within a few hours.

How long do online loans take to deposit? ›

Online lenders: Less than 5 business days. If you need money quickly, an online lender could be a good option. You can often apply online within minutes and might even get an instant decision, depending on the lender. If you're approved, you'll typically get the funds within five business days.

How long does it take for a money transfer to be approved? ›

Depending on the institutions sending and receiving the funds, and the method used, a bank transfer could take between one and five business days. Understanding the different ways to send money will help you choose the option that best suits your needs.

Can you get a loan online instantly? ›

Online lenders are convenient and quick — some can provide same-day or next-day funding for qualified borrowers. Consider rates and terms — in addition to the time a lender takes to fund a loan — when you compare fast cash loans from online lenders.

How fast does Speedy Cash pay? ›

Most funds are deposited within 15 minutes of loan completion. Loan completion means that you have been approved for the loan, have signed your documents online, and have selected instant funding as your funding method.

What is the quickest way to get a loan online? ›

The best way to get a loan immediately is to apply online for a personal loan from a lender known for quick approval and funding. The best lender for fast personal loans is LightStream because it funds loans as soon as the same day and has low APRs, large loan amounts, long payoff periods and no origination fee.


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